From the Dali Museum to the Sunken Gardens, there’s no shortage of great places to drive to in St. Petersburg, Florida. Unfortunately, whether you’re taking a short drive to Lucky’s Market or headed across the 275 bridge to Tampa, there’s always the risk that you can end up in a car accident and get injured.
There’s an average of 18,709 accidents every year in Pinellas County, according to FLHSMV crash data from 2015 – 2017. These accidents cause 11,270 injuries and 117 fatalities each year, on average.
Accidents that cause death or major injuries always lead to substantial medical bills. Car accident victims may worry about how they will be able to pay these bills and other losses, especially if they have to miss work.
If you have been hurt and are worried about unpaid bills, you can trust in a St. Petersburg car accident lawyer to help you pursue the compensation you need. Steinger, Greene & Feiner represents injury victims in order to help them seek out the maximum amount of compensation available under their circumstances. We fight for injured people like you, standing up to insurers and keeping you informed of all available legal strategies.
Talk to an experienced car accident lawyer in St. Petersburg for free to learn what options you have for filing a personal injury claim. Call (800) 916-8108 today or contact us online to schedule a free, no-obligation consultation today.
What You Need to Know About Filing a Personal Injury Claim or Lawsuit in St. Petersburg
Florida insurance law (F.S. §627.7407) requires that registered vehicle owners have personal injury protection (PIP) insurance worth $10,000. This insurance pays for 80% of the costs of your own injury, regardless of who was at fault for the accident. Because no one needs to prove fault if they are filing under PIP insurance, many refer to Florida as a “no-fault accident” state.
Florida is also unique because no one is required to get bodily injury liability (BIL) insurance. In most states, every driver has to have BIL insurance to pay for the costs of an injury that they cause in an accident. This arrangement protects drivers, bicyclists, pedestrians and others from the costs of injuries that someone else caused.
Anyone who gets injured in a car accident in St. Petersburg will want to know whether one or more drivers involved had BIL insurance. Commercial drivers are required to have a BIL policy (F.S. §324.021). While a BIL policy is optional for most other people, it’s a good idea for drivers to carry it to protect them from getting sued when they hurt someone.
Filing under a BIL policy allows you to ask for more money to repay the costs of your injury. While PIP insurance only pays 80% of your medical bills up to $10,000, BIL insurance pays the rest. It also covers a larger portion of your lost wages and can compensate you for your pain and suffering.
Put simply: you want to file a personal injury claim under a BIL policy any time you have a serious injury after a car accident.
A car accident attorney in St. Petersburg can help you determine if your injury qualifies for a BIL claim. Then, they can identify everyone involved in the accident who could have a BIL policy for you to file under.
Speak with a St. Petersburg Car Accident Attorney
Insurance companies can be tough to deal with, and they want to give you as small of a claim as possible. Working with a car accident attorney in St. Petersburg keeps you informed of your rights, helps you document your losses to claim more, and puts someone in your corner to stand up to insurers.
Find out what your options might be and how much you could be getting back from insurers if your claim succeeds by scheduling a free consultation now. Simply call (800) 916-8108 or contact us online.