A crosswalk accident, as insurance is concerned, is relatively similar to an automobile accident. Depending on what state you’re from, you may be covered with personal injury protection insurance under your own automobile policy. Those states that have no-fault insurance coverage will provide that coverage if you are hit by a motor vehicle as a pedestrian or a bicyclist. If you’re in states that do not have no-fault coverage, you are entitled to collect for your damages from the at-fault party, and the at-fault party’s insurance company.
If you have health insurance, obviously, you’re able to receive medical treatment through your own health insurance, and then you’ll be able to recover those monies or costs of that in bringing your claim against the at-fault party. Obviously, when making a claim for injuries or damages in a crosswalk accident or any type of pedestrian accident, as a plaintiff bringing a claim, you are entitled to recover for your medical bills in the past and in the future. You are entitled to recover for your wages/your earnings in the past or in the future, as well as for pain, suffering, mental anguish, or inconvenience caused from a pedestrian or a crosswalk accident.
How do you report a crosswalk accident?
If you have been involved in a crosswalk accident or a pedestrian accident, you would call 9-1-1 to report the accident. If it is a significant injury and to where you are unable to communicate or unable to make that call, hopefully, someone else, a bystander or some other witness, would call 9-1-1 to be able to report it. If you are able to, you can also contact the local police department in your area, to be able to report the accident. Additionally, you need to contact your own automobile insurance carrier to report that the accident occurred.
Many times, there is automobile insurance under your own policy that may help to pay for your medical bills or your pain and suffering, as well as the policy from the at-fault party.