Miami Uber Accident Lawyer

Uber has become part of everyday life in Miami. Whether you’re catching a ride home from Wynwood, heading to the airport from Coral Gables, or commuting through Brickell, hopping in a rideshare seems like the easiest choice. But when that ride ends in a crash, everything changes.

In 2023 alone, Uber reported over 90 fatal crashes and 101 deaths nationwide in its U.S. Safety Report, with Florida among the highest-risk states for Uber-related injuries. Miami’s dense traffic, high tourist volume, and over 49,000 registered rideshare drivers in the county make local roads even more dangerous.

If you’ve been hurt in an Uber accident-whether as a passenger, pedestrian, another driver, or even the Uber driver yourself-you’re likely facing more than physical pain. There’s the stress of medical bills, insurance runarounds, lost income, and the anxiety of not knowing your rights.

At Steinger, Greene & Feiner, we step in when Uber steps back. Our Miami-based team of rideshare accident lawyers knows how to take on corporate insurance, navigate Florida’s laws, fill in Uber car accident claim, and fight for the compensation you deserve. Call us today. You don’t pay unless we win. We’re available 24/7.

Injured in a Miami Uber Accident?

Every case starts with one moment of unexpected impact. You may have been:

• A passenger when your Uber was rear-ended near Downtown Miami
• A driver was struck by a rideshare vehicle changing lanes on US-1
• A pedestrian was hit while crossing in Little Havana
• Even an Uber driver was hurt while on the clock

Regardless of your role, the fallout is the same-medical costs, missed work, pain, and stress. In many cases, victims don’t realize how complex Uber accident claims can be until it’s too late.

That’s why it’s crucial to take the right steps immediately after the crash. Acting quickly preserves your claim, protects your rights, and helps your lawyer build the strongest case possible.

What to Do After an Uber Crash in Miami

Accidents involving Uber drivers happen fast-but what you do next matters. Every step you take can make or break your injury claim. Here’s what to do immediately:

1. Call 911 – Always report the crash and request a police report.
2. Get medical care – Even if you feel fine, get checked out. Injuries often show up later.
3. Screenshot your trip info and save your ride receipt from the Uber app – Save your ride history, fare details, receipt, and driver info in the app.
4. Exchange contact details – Get names, numbers, and insurance info from all involved.
5. Take photos – Document the scene, damage, visible injuries, and surroundings.
6. Don’t talk to Uber or insurance adjusters – Not until you speak with a lawyer.
7. Contact us – The sooner we start protecting your claim, the better the outcome.

Once you’ve taken these steps, the next critical question is: who’s responsible? That’s where things get complicated, especially with rideshare companies.

Who’s Liable in an Uber Accident?

Liability in a rideshare crash depends on what the Uber driver was doing at the moment of the collision. In many cases, liability can fall on:

• The Uber driver, if they were careless or broke traffic laws
• Another negligent driver involved in the crash
• Uber’s corporate insurance, depending on the driver’s app status
• Sometimes, multiple parties share blame-especially in complex multi-car crashes

Uber classifies drivers as independent contractors, not employees. That makes holding Uber directly responsible harder-but not impossible. If the app was active, their commercial insurance policy applies, and we’ll dig into every detail- ride logs, GPS records, dashcams, and more- to prove who’s accountable and how to get you compensated.

Florida Laws and Local Regulations for Uber and Rideshare Drivers

drivers. These laws are meant to protect both riders and the general public, but they also affect how your case is handled after an accident.

Rideshare Drivers Must Follow Florida’s Ridesharing Law

This Florida statute lays out requirements for Transportation Network Companies (TNCs) like Uber and Lyft. It includes:

Minimum Insurance Requirements

• When the app is ON (but no passenger yet): At least $50,000 bodily injury per person, $100,000 per accident, and $25,000 for property damage.
• When transporting a passenger, Uber must provide at least $1 million in liability coverage.
• Drivers must also carry PIP (Personal Injury Protection) and uninsured/underinsured motorist coverage when required by state law.

Vehicle and Driver Requirements

• Drivers must undergo background checks, including national criminal searches and driving history.
• Uber vehicles must be registered, inspected, and clearly marked when active.
• TNCs must maintain detailed records of trips and driver activity for at least one year after a ride.

Driver Disqualifications

• Uber and Lyft cannot allow drivers with convictions for DUI, violent crimes, hit-and-run, or driving without insurance in the past 5 years.
• Drivers must be 21+, have a valid license, and carry appropriate insurance.

If a driver violated any of these rules, such as driving without the required insurance, using an unregistered car, or failing background requirements, Uber could be partially liable—even if they typically shield themselves behind “independent contractor” status.

Our legal team investigates these issues to uncover violations that strengthen your case and increase your chances of compensation.

How Uber Insurance Works in Florida

Uber’s insurance coverage depends on the driver’s status at the time of the crash:

Driver Status	Insurance Coverage
App OFF	Only the driver’s personal insurance applies
App ON, waiting for a ride	Uber’s limited liability: $50k per person, $100k per crash, $25k property damage
Ride accepted or in progress	Uber’s full $1 million policy + uninsured/underinsured motorist coverage

Basically, if the driver had accepted a ride or was actively transporting a passenger, then Uber’s full $1 million liability policy kicks in. This includes uninsured/underinsured motorist coverage, which is especially important in Florida, where many drivers carry only the state minimum or no insurance at all. This high-limit policy can apply to passengers, other drivers, pedestrians, and even the Uber driver as long as the ride was in progress when the crash happened. However, just because the $1 million policy exists doesn’t mean Uber or its insurance company will offer it willingly.

Florida law adds another layer: It’s a no-fault state, so your Personal Injury Protection (PIP) covers the first $10,000 of medical costs-regardless of fault. But serious injuries often exceed that limit. That’s when we step in to pursue claims against Uber’s corporate insurance or the at-fault driver’s policy.

And remember-Florida recently changed its statute of limitations. You now have just 2 years from the accident date to file a personal injury claim. Now that you know where compensation could come from, here’s what you may be entitled to recover.

What Damages Can You Recover After a Miami Uber Accident?

If you’ve been seriously injured, you’re entitled to seek compensation for:

• Hospital bills and medical treatment
• Rehab, physical therapy, and medications
• Pain and emotional suffering
• Lost wages and future income
• Vehicle damage (if applicable)
• Long-term care needs
• Diminished quality of life

We work with medical experts, financial analysts, and accident investigators to calculate the full value of your claim-because once you settle, there’s no going back.

But getting what you’re owed isn’t simple. Insurance companies don’t pay out large claims easily. That’s why you need legal firepower on your side.

Why Uber Accidents Happen More Often in Miami

Miami isn’t just another city—it’s one of the busiest and most complex urban traffic environments in the country. Between the daily commuter congestion, millions of annual tourists, unpredictable weather, and a booming rideshare economy, accidents involving Uber drivers are not only common—they’re uniquely challenging.

• High Rideshare Volume: With over 49,000 Uber and Lyft drivers operating in Miami-Dade County, the density of rideshare vehicles is higher than in most metro areas. More drivers mean more pickups, more drop-offs, and more chances for error—especially in dense zones like Brickell, South Beach, Coral Gables, and Downtown Miami.
• Tourist Activity: Many Uber passengers are visitors unfamiliar with local traffic patterns, increasing risky driving behaviors like sudden stops, route changes, or last-minute lane shifts to meet GPS directions.
• Aggressive Driving & Congestion: Miami’s reputation for aggressive drivers, sudden storms, and frequent bottlenecks (like those on the MacArthur Causeway or I-95) creates conditions where rideshare drivers often make fast decisions just to stay on schedule.
• Fatigued or Distracted Driving: Many Uber drivers in Miami work long hours or drive for multiple platforms. Fatigue, distraction from app notifications, and rushing to meet ride quotas lead to split-second mistakes—with serious consequences.
• Frequent Pickups in Hazardous Areas: Busy hubs like Miami International Airport, Wynwood’s nightlife district, and the Port of Miami have complicated traffic flow, limited parking, and high pedestrian volume. These areas are frequent crash sites involving rideshare vehicles.

Why You Need a Miami Uber Accident Attorney

Just because Uber advertises a $1 million insurance policy doesn’t mean they—or their insurance company—will pay it without a fight. These companies are focused on protecting their bottom line, not your recovery. We regularly see them delay claims, dispute fault, and make lowball settlement offers, hoping injured victims will give up or settle for far less than they deserve.

Uber’s insurance team isn’t looking out for you. Their goal is to pay as little as possible, as quickly as possible—often before you fully understand the extent of your injuries or your legal rights. We’ve seen it all: claim denials, delays, pressure tactics, and fine-print waivers meant to strip you of the compensation you’re owed.

That’s why having a dedicated legal team from the very beginning isn’t just helpful, it’s essential.

We Serve Miami-Dade’s Rideshare Crash Victims

From the I-95 corridor to Calle Ocho, we help Uber crash victims throughout:

• Downtown Miami
• Miami Beach
• Kendall
• Little Havana
• Coral Gables
• Wynwood
• Hialeah
• North Miami
• Brickell
• All of Miami-Dade County

When you work with Steinger, Greene & Feiner, you’re getting more than just legal experience, you’re getting local intelligence. We understand how Miami-Dade crash investigations work, and which hospitals, police departments, and insurance agents operate in your area. This insider knowledge helps us build stronger cases, faster, and push back harder when Uber or their insurance team tries to minimize your claim.

Why Choose Us As Your Uber Accident Lawyer?

At Steinger, Greene & Feiner, we know exactly what it takes to win Uber accident cases in Miami.

• We understand Florida’s rideshare laws and how local courts handle Uber-related claims.
• We know how to navigate Uber’s layered insurance policies and fight to unlock every dollar of available coverage.
• Our attorneys have decades of experience representing injury victims across South Florida, and we’ve seen every trick insurers try to pull.
• We handle everything—from filing the claim to negotiating directly with Uber’s corporate insurers so you don’t have to.
• And if Uber refuses to make a fair offer? We’re fully prepared to take your case to court and fight for the compensation you deserve.

You won’t deal with endless phone calls, confusing paperwork, or pressure to settle for less. We’ll take that burden off your shoulders—so you can focus on healing.

Our car accident lawyers have recovered over $2 billion for injured clients across Florida. We’re available 24/7, speak English and Spanish, and never charge upfront. If we don’t win your case, you don’t pay us a dime. No fees unless we win. Available 24/7. Offices in Miami and across Florida.