Were you recently injured in a car accident in the Dallas area? The insurance company is already working on its side of the case. You need someone working on yours.
At Steinger, Greene & Feiner, our Dallas car accident lawyers step in immediately to protect your rights, handle the insurance adjusters, and fight for the full compensation you deserve. Medical bills. Lost wages. Pain and suffering. We pursue every dollar the law allows.
Injured in a crash? Don’t speak to the insurance company alone. Call us 24/7 for a free case evaluation.
- Over $2 Billion Recovered for Injury Victims
- Trusted by Thousands of Clients
- We Only Get Paid If You Do
What To Do After a Car Accident in Dallas
The moments and days after an accident can shape your entire case. Here’s what we recommend:
- Call 911 and report the crash.
Even if the accident seems minor, a police report creates an official record and can become critical when fault is disputed. - Get medical attention right away.
Some injuries, like whiplash, concussions, or internal injuries, don’t show symptoms immediately. Early treatment protects your health and documents your injuries for your claim. - Document the scene.
Take clear photos of vehicle damage, the roadway, traffic signs, and any visible injuries. Get names and contact information for drivers and witnesses. - Exchange insurance information.
Collect the other driver’s name, insurance company, and policy number. Keep conversations brief and never admit fault. - Notify your insurance company.
Report the accident promptly, but stick to the facts. Do not guess about injuries or who caused the crash. - Don’t give a recorded statement to the other driver’s insurer.
Their goal is to limit what they pay. Anything you say can be used to reduce your claim.
Now, beyond what happened at the scene, Texas law also plays a major role in what you can recover.
Texas Car Accident Laws That Can Impact Your Case
Car accident claims in Texas aren’t just about what happened. They’re also about how state law applies to your situation. A few key laws can directly affect how much you recover or whether you recover at all.
Texas Is a Fault State
Texas follows a fault-based system. That means the driver who caused the accident is financially responsible for the damages.
You can file a claim:
- With the at-fault driver’s insurance company
- Through your own coverage in certain situations
- Or by filing a lawsuit if necessary
But proving fault is critical, and that’s why evidence matters.
Modified Comparative Fault Rule (51% Bar Rule)
Texas uses a modified comparative fault system.
If you are 51% or more at fault, you cannot recover compensation. If you are 50% or less at fault, you can still recover, but your percentage of fault will reduce your compensation. For example, if you’re found 20% responsible, your recovery is reduced by 20%.
Insurance companies use this rule to shift blame onto you. Even small statements can affect how fault is assigned. That’s why having legal representation early is important.
Texas Statute of Limitations
Under Texas law, you generally have two years from the date of the accident to file a personal injury lawsuit (Texas Civil Practice & Remedies Code § 16.003).
If you miss this deadline, you may lose your right to recover compensation entirely. There can be exceptions depending on the circumstances, but waiting is risky.
Texas Minimum Insurance Requirements (30/60/25)
Texas drivers are required to carry minimum liability coverage:
- $30,000 per person for bodily injury
- $60,000 per accident for bodily injury
- $25,000 for property damage
This is known as 30/60/25 coverage.
Serious injuries often exceed these limits. When that happens, we look at all possible sources of recovery, including uninsured/underinsured motorist coverage or additional liable parties.
Insurance companies know these laws inside and out. They use them to protect their bottom line. We use them to protect you. The law can either limit your personal injury case or strengthen it. The difference is how it’s handled.
What Compensation Can You Recover After a Car Accident in Texas?
If you were injured in an accident caused by another driver’s negligence, you may be entitled to financial compensation for your losses.
In general, damages in Texas personal injury compensation fall into two main categories: economic damages and non-economic damages.
Economic Damages
Economic damages are measurable financial losses. Bills, receipts, employment records, or expert evaluations typically support these. These damages are in the form of:
- Medical expenses (emergency care, surgery, rehabilitation, prescriptions)
- Future medical treatment related to the accident
- Property damage (vehicle repair or replacement)
- Lost wages from missed work
- Reduced earning capacity if injuries impact long-term employment
These damages are calculated based on actual financial impact.
Non-Economic Damages
Non-economic damages compensate for losses that do not have a fixed dollar amount. While more subjective, they are often a significant part of a serious injury claim. Examples include:
- Pain and suffering
- Emotional distress
- Mental anguish
- Reduced quality of life
- Physical impairment or disfigurement
- Loss of companionship or consortium (in certain cases)
The value of these damages depends on the severity of the injuries, the length of recovery, the long-term impact, and how the injuries affect daily life.
The total compensation available in a car accident case may depend on:
- The severity of injuries
- The percentage of fault assigned under Texas comparative fault rules
- The amount of available insurance coverage
- Whether multiple parties share liability
Every case is fact-specific. The financial impact of a car wreck can extend well beyond initial medical bills, especially when injuries require long-term treatment or affect a person’s ability to work.
If you’ve been injured, understanding the full scope of potential damages is an important step in protecting your financial recovery.
How the Car Accident Claim Process Works in Texas And Where We Step In
After a car accident in Dallas, the legal process doesn’t just “start.” It moves quickly, especially on the insurance company’s side.
Adjusters begin reviewing the crash report. They look at vehicle damage. They examine your medical treatment. And they start evaluating how little they can pay.
Here’s how the process typically works and how we protect you at every stage.
Step 1: Medical Treatment and Documentation
Your case begins with your injuries. Insurance companies evaluate claims based heavily on the type of injury, the length of treatment, the consistency of care, and whether there were pre-existing conditions. If there are gaps in treatment, insurers may argue your injuries aren’t serious.
We help by:
- Making sure all treating providers are identified
- Collecting complete medical records
- Reviewing documentation for accuracy
- Working with medical providers when necessary
The strength of your case is tied to your medical evidence. We build that foundation carefully.
Step 2: Investigation and Evidence Gathering
Liability isn’t always as clear as it seems.
Texas follows a modified comparative fault rule. If they can shift 51% of the blame onto you, you recover nothing. Insurance companies look for inconsistent statements, your social media activity, prior injuries, conflicting witness accounts
We conduct a full investigation, which may include:
- Reviewing the police report
- Interviewing witnesses
- Securing video footage
- Examining vehicle damage
- Consulting accident reconstruction experts when necessary
Determining fault is not guesswork. It requires proof.
Step 3: Identifying All Available Insurance Coverage
Many serious injury cases exceed Texas minimum coverage limits (30/60/25). When that happens, we look at other possible coverage sources such as underinsured or uninsured motorist coverage, additional liable parties and their coverage, employer liability (in commercial vehicle cases), umbrella policies, and more.
A claim is only as strong as the coverage available. We explore every possible source.
Step 4: Calculating the Full Value of Your Personal Injury Claim
Insurance companies often calculate only current medical bills and partial lost wages. That is not the full value of a case. We evaluate:
- Current and future medical expenses
- Lost income and reduced earning capacity
- Long-term treatment needs
- Pain and suffering
- Emotional distress
- Physical impairment
- Impact on daily life
Every case is different. We do not rely on quick estimates. We base our valuation on evidence.
Step 5: Negotiation with the Insurance Company
Once your treatment stabilizes or we understand the long-term outlook, we submit a demand package.
Insurance companies typically respond with a low initial offer, a comparative fault argument, a request for additional documentation, or delay tactics.
Their job is to minimize payout. Our auto accident lawyers handle all communication with the insurance company, push back against unfair fault accusations, present fully documented damages, and negotiate from a position of strength to protect your recovery.
Step 6: Filing a Lawsuit (If Necessary)
Most car accident claims resolve through settlement. But not all.
If the insurer refuses to offer fair compensation, we are prepared to file a lawsuit within Texas’ two-year statute of limitations.
Litigation may involve steps such as formal discovery, depositions, expert testimony, court hearings, mediation.
The willingness to go to court often changes how seriously an insurance company treats a claim.
Car injury claims are not just paperwork. Insurance companies move fast. Evidence disappears, and deadlines approach. The earlier we get involved, the more control we have over the process and the stronger your case can be.
Our personal injury attorneys tackle every aspect of your case, including gathering evidence, collecting medical records, managing insurance negotiations, handling legal filings, tracking critical deadlines, and developing a strong strategy from start to finish.
If you were injured in a motor vehicle accident, don’t let the insurance company control the narrative.
Why Choose Steinger, Greene & Feiner
After a car crash, you need a team that simplifies your life. You pay nothing unless we win. No upfront fees. No hourly bills. We only get paid if we recover compensation for you.
We fight for the full value of your claim, including medical bills, future treatment, lost wages, reduced earning ability, pain and suffering, and the long-term impact on your life. Insurance companies move fast and aim low. We take the time to calculate what your case is truly worth.
Our Dallas car accident attorneys handle the paperwork, the evidence, the negotiations, and the deadlines. We keep you informed and stay available 24/7 by phone, text, or online with a Dallas office if you prefer to meet in person.
When you hire us, you put a legal team between you and the insurance company. Call today for a free case evaluation. You pay nothing unless we win.
You don’t have to take our word for it. See what past clients have said about working with our team during one of the most stressful times in their lives.
Contact Our Dallas Car Accident Lawyer for a Free Consultation
Don’t wait to protect your rights after a crash. Contact our Dallas personal injury law firm today to speak with an experienced Dallas car accident lawyer about your case.
We offer a free consultation to review what happened, explain your options, and answer your questions clearly and honestly. There is no upfront cost to hire us. We work on a contingency fee basis, which means you pay nothing unless we recover compensation for you.
Get started today with a free, no-obligation case evaluation and find out how we can help you move forward.
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