March 2019 Newsletter

In This Issue…
• What Actually Happens to Your Body During a Car Accident?
• Break It Down: How Much Car Insurance Should You Actually Have?
• Recipe of the Month: Shakshuka with Feta Cheese
• What’s Happening in South Florida
What Actually Happens to Your
Body During a Car Accident?
No one wants – or expects – to be injured in an auto accident . But of course, it happens.
On average, there are 6 million car accidents in the U.S. each year with 3 million injuries,
and more than 37,000 fatalities – about 102 deaths each day.
What happens in the split-second impact of a crash?
Modern cars are designed to absorb energy from a crash in their structures to prevent it
from affecting your body. But after a certain point, the car and your body won’t be able to
absorb all the energy and you will be injured.
How Auto Accidents Cause Injury
Frontal crashes have the front of the car to help absorb the energy but you still may
Broken collar bone from the force on the seatbelt
Broken ribs with accompanying lung damage
Abdominal injury from improper seatbelt positioning
Side-impact accidents only have the door for protection and common injuries include
thorax, rib and pelvic fractures, lung and internal organ damage.
Always wear your seatbelt! In an accident, you and the car are moving together at a
certain speed, and when the car dramatically slows down because of an impact, you will
not if you aren’t belted in. In this scenario, your body will continue to move forward at a
high rate of speed until it contacts the steering wheel, windshield or the back of the front
An airbag can protect your body by dissipating the energy of a crash. However, the
frontal airbags will only deploy in a frontal crash.
One very simple solution to the degree of severity of an accident injury is speed. Driving
slower can have a big positive effect in mitigating the outcome of a car crash.
Common Injuries Experienced by Victims of Car Accidents
Still, even minor accidents can cause serious injuries including:
Whiplash and other soft tissue injuries
Back injuries including spinal cord damage
Post-traumatic Stress Disorder (PTSD)
Read our blog on “What Happens to Your Body During a Car Accident ” to learn more
about these and other common accident injuries.
Break It Down: How Much Car Insurance
Should You Actually Have?
A Florida driver is only required to carry very little insurance. In order to own and
maintain a Florida registration and license plate, the minimum insurance is:
$10,000 personal injury protection (PIP), and
$10,000 property damage liability.
Many drivers carry only $10,000 of these coverages because these are the minimum.
But is this enough to protect themselves and their families in a car accident ?
In most serious accidents, $10,000 PIP is not sufficient. So Florida allows drivers to
purchase optional coverage. Costs for emergency and ongoing medical treatment for
major life-changing injuries can easily surpass tens of thousands of dollars. Also, having
coverage for one person’s injuries in an accident will not help if there are multiple
occupants of the vehicle.
Buying Additional Optional Coverages – How Much?
Determining how much extra optional insurance coverage is a very personal decision.
Here are the types of additional coverage that can be added to your policy:
Bodily Injury Liability Insurance to pay damages if you cause an accident and
injure another. This coverage can protect you up to policy limits if an injured person
sues you for damages. The minimum that you can purchase is $10,000 per
person/$20,000 per accident but coverage can be as high as $250,000/$500,000
or more.
Uninsured and Underinsured Motorist coverages pay for your damages if the
negligent driver in an accident either has no insurance or has inadequate
insurance to reimburse you for your losses.
Florida is ranked the #1 in the U.S for having the highest percentage of uninsured
drivers. 27% of drivers on the road in Florida do not have any insurance. We would
recommend buying uninsured motorist insurance to protect yourself against these
reckless individuals!
For more information about optional Florida car insurance, including comprehensive and
If you or any family member has been injured in an auto accident or motorcycle accident
or any other type of personal injury , it’s important to get an attorney experienced in these
types of cases involved immediately. Call (800) 561-4214 for your initial free
can help you determine whether you need a lawyer for any incident or any personal
injury case.
Recipe of the Month
Shakshuka with Feta Cheese
This one skillet Israeli breakfast dish is vibrant and delightfully spicy. Serve it with a side
of pita or challah and enjoy it any time of day!
3 tablespoons extra-virgin olive oil
1 large onion, halved and thinly sliced
1 large red bell pepper, seeded and thinly sliced
3 garlic cloves, thinly sliced
1 teaspoon ground cumin
1 teaspoon sweet paprika
teaspoon cayenne, or to taste
1 (28-ounce) can whole plum tomatoes with juices, coarsely chopped
¾ teaspoon salt, more as needed
¼ teaspoon black pepper, more as needed
5 ounces feta cheese, crumbled (about 1 1/4 cups)
6 large eggs
Chopped cilantro, for serving
Hot sauce, for serving
Heat oven to 375 degrees.
Heat oil in a large skillet over medium-low heat. Add onion and bell pepper. Cook
gently until very soft, about 20 minutes. Add garlic and cook until tender, 1 to 2
minutes; stir in cumin, paprika and cayenne, and cook 1 minute. Pour in tomatoes
and season with 3/4 teaspoon salt and 1/4 teaspoon pepper; simmer until
tomatoes have thickened, about 10 minutes. Stir in crumbled feta.
Gently crack eggs into skillet over tomatoes. Season with salt and pepper. Transfer
skillet to oven and bake until eggs are just set, 7 to 10 minutes. Sprinkle with
cilantro and serve with hot sauce.
Recipe courtesy of the New York Times
What’s Happening in South Florida
March 14 – April 7
Coral Way
April 5 – 7
South Florida Fair Grounds
West Palm Beach
April 12 – 14
Fort Lauderdale Beach Park
Fort Lauderdale
April 27
C.B. Smith Park
Pembroke Pines
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About The Author

Michael Steinger

Michael Steinger

The Florida BarFlorida Bar Young Lawyers DivisionMillion Dollar Advocates ForumMillion Dollar Advocates ForumBest Workers Compensation Attorneys in MiamiBest Car Accident Lawyers in MiamiLawyers of distinction

MICHAEL S. STEINGER, founding partner of Steinger, Greene & Feiner, believes in representing real people, not big businesses. Since the firm’s creation in 1997, Steinger, Greene & Feiner has never represented an insurance company or large corporation, and he vows to keep this promise. Over the course of his career, Michael has handled thousands of Florida accident cases, recovering millions of dollars for his clients and earning him membership into the Multi-Million Dollar Advocates Forum. Staying up-to-date on the ever-evolving laws protecting injury victims and their families, Michael is an active member of the American Bar Association, the Palm Beach, and St. Lucie Bar Associations, and sits on the Auto Insurance Committee of the Florida Justice Association.