You’re driving down the road and come to a stop sign. You stop, as you are legally required to do, and the person behind you keeps driving forward. You are hit from behind. The accident was fairly minor, you exchanged insurance information and assume that your car will be repaired and you will move on. Not so fast. If you live in the state of Florida, you may find yourself dealing with an insurance company in ways you didn’t imagine.
Most people believe that if they are in an accident that is discovered to be the fault of someone else, they won’t have to pay more to their insurance company. Unfortunately, people in Jacksonville pay an average of $132 more after they are involved in a crash. Even when the other driver is the cause.
Research shows that it is worse in Queens and Baltimore. People in California and Oklahoma weren’t affected. Of insurance companies, Progressive hiked rates higher, followed by Geico, Farmers and Allstate. These rate hikes are causing drivers to wonder if they should report accidents at all. Experts say that not reporting could be worse. Insurance companies could easily find out about your crash through police reports.
The bottom line is this: If you are involved in an accident in Florida, you may pay no matter who is at fault. Legislators are working on ways to change this, but that change may not be quick in coming.
If you are involved in a car accident in West Palm Beach, we can help you. Reach out to our team of experienced car accident attorneys for a free case evaluation and discover more about your rights. Don’t deal with the insurance companies on your own, and don’t assume that you need to be put at financial risk due to someone’s negligence.