Living in the southwest Florida area, you are definitely no stranger to the amount of snowbird and spring breaker traffic! With this uptick in driver traffic, you often see an uptick in car accidents. If you are visiting Florida from another state for the first time, driving around can be confusing especially because you don’t know the area. Unfortunately, this causes more car accidents.
What Type of Car Insurance Do You Need?
Car insurance coverage varies in different states. States have different coverage requirements and different required minimums. If you are visiting from a no-fault state, you will have PIP coverage already that is required. Florida is a no-fault state where PIP coverage is used.
- New Jersey
- New York
- North Dakota
If you are coming from another state that was not mentioned on that list, there is no need to worry. When visiting Florida, your car insurance will automatically provide you with the minimum PIP coverage. So in the event you find yourself in a car accident out of state, you can feel a bit more at ease knowing you will have the PIP coverage benefits. In case you aren’t familiar with PIP coverage, it is coverage just for you that pays for medical expenses and lost wages, depending on how much PIP coverage you decide to have. So in Florida, for example, the minimum PIP coverage is $10,000 so all medical expenses and lost wages would be covered up to $10,000.
Where Would You Treat?
So what happens when you are injured in a car accident out of state? You can treat your injuries where you prefer to treat, where it would make sense to treat them. Obviously, if you were to take a vacation to Florida for 2 weeks and you find yourself in a car accident only the 2nd day in. You should definitely treat in Florida while you are here so you can get better quicker! Then when you get home, you can finish treatments there. This is just to say you can treat in either the state you get into the car accident in or your home state. It’s all up to you but avoiding treatment for too long could be detrimental to your injuries. It could cause your injuries to worsen if they go untreated.
Where Would You Hire A Lawyer?
Now this might be the most important question. If you find yourself in a car accident out of state that wasn’t your fault, you might be wondering what lawyer you should hire for assistance. The state you are in when involved in the car accident, is the state you would hire a lawyer in. This is because lawyers are licensed in certain states, they know all the laws in their respective states. A car accident out of state doesn’t have to be a hassle that only you have to handle. Hiring a Fort Myers car accident lawyer can be a life changing thing to do!